Each line has its own covers and endorsements, on the same pricing, approval and payment building blocks.
Property All Risks (PAR) Homes and business premises. Several rate tables active at once, chosen automatically by construction, property type, emirate and sum insured. Out-of-range quotes go to an underwriter instead of being lost. Endorsements for sum insured, location, occupancy and mortgagee.
Contractors All Risk (CAR) Construction projects. Maintenance extension, value increase, liability-limit increase, joint insured.
Workmen's Compensation (WC) Employer liability for staff injury. Employee register, add/remove employees, wage-roll adjustment, employer's liability, instant preview price.
Third Party Liability (TPL) Premises and business liability. Up to five cover tiers, limit increase, additional insured, location and occupancy changes.
Professional Indemnity (PI) Professionals and firms. Profession list, coverage and benefit catalogues, limit and fee-income changes, run-off.
Quote to commission, the same way for property, engineering and liability.