VInsure
Individual motor
Every channel lands in the same list: staff, brokers, aggregators, the mobile app and the website.
“One PDF in, three documents out, and the form fills itself.”
“Accident history and no-claims status, checked while the quote is being built.”
“Paid on the phone. Policy issued and the car registered, with nobody re-typing a thing.”
Quote several plans side by side for the exact vehicle: Comprehensive or Third Party, agency or garage repair. Share the quote by email or SMS, or download it.
Read documents instead of typing them. Upload an Emirates ID, driving licence, vehicle registration card, new-car certificate or trade licence, and the system reads it. It can split one PDF into its separate documents and fill the proposal.
Check the market at the point of sale. Vehicle specification and market value, the driver's accident history and no-claims status come from national data services while the quote is built.
No-claims declaration signed online by the customer from a link.
Pay by link through leading UAE card gateways. Payment issues the policy and every document: schedule, certificate, tax invoice, debit and credit notes.
Registration with the traffic authority, with a clear log and re-send.
Endorsements done properly: cancellation, ownership transfer, extension, extension with transfer, name and detail changes. Refunds and documents are handled for you.
Underwriters own the pricing: plans, benefits, conditions, excess bands, a rate matrix with a schedule view, discounts and valuation rules, with a full change history. No developer needed.
Controls built in: referrals for anything outside the rules, a blacklist, an AML transaction view, and a guard that re-checks hidden own-damage claims before a policy is issued.
Fleet (corporate motor)
Insure a company's whole fleet under one master policy. Each car is priced plan by plan against the same rules as individual motor and carries its own certificate.
“Upload the fleet list. Each car lands on the right plan, and the ones that don't fit tell you why.”
“Add a car mid-term and it pays exactly its share, add-ons included.”
Compliance first: the company and its owner are approved and screened before any fleet business. The trade licence and owner ID are captured once and reused.
Upload the vehicle list. Every car is checked against vehicle data and matched to the right motor plan. Results show as one card per plan, a "Third Party only" card and a "No plan" card, each car with its reason.
Underwriters stay in control: fix, move, force-place with a note, or remove cars. One click sends the cars that don't fit into a new proposal for the other cover.
Pricing per plan: one rate per plan or by body group, fixed prices for third party, personal accident per seat, roadside assistance and other add-ons, and excess per plan.
Brokers submit, underwriters price. Brokers never see the rates.
A professional quote pack: the quote PDF plus the vehicle schedule as PDF and Excel, with side-by-side quote comparison.
Flexible payment: online link, corporate credit facility, cheque or bank transfer. Refunds go back the way the money came in.
One master policy and a certificate per car, worded in English and Arabic.
Mid-term changes: add or remove cars with pro-rated premium and add-ons. Tax documents and commission adjust automatically.
Claims know the exact car: a fleet claim is matched by chassis, certificate or plate and checked against that car's cover dates. Loss ratio is tracked across renewals.
Third-party motor (TPL)
Third Party plans are sold through the same engine as Comprehensive. On the claims side, third-party property damage, other insurers' claims, bodily injury and recoveries each have their own lane.
See third party in Motor Claims →A motor sale, one continuous flow.
From enquiry to renewal reminder, nobody re-types a thing.