VInsure
Individual and family medical
The same medical quote is sold on the mobile app and the website, and those leads land in the same portal.
“One click fills a family member's details from the national ID.”
“The regulator's fine is calculated and added to the bill for you.”
“Regulator claim files produced from the portal.”
Compare plans side by side across insurers' network plans. Prices come from a configurable matrix (age band, region, visa type, salary band).
One proposal covers the whole family. Member details come from the national ID service, so staff type less.
Medical declaration with BMI. Borderline cases go to underwriting as a referral instead of being refused, so the sale keeps moving.
Continuity check and automatic late-registration fines per member, collected in the same payment.
Pay by link or bank transfer. Payment issues the policy, and double payment or double issue is refused.
Documents generated automatically: quotation, policy schedule, certificate, member e-cards, Table of Benefits, tax invoice, debit and credit notes, and continuity certificate.
Endorsements: add members, delete members, error correction and cancellation, each with history.
Renewals: worklist, reminders, a grace period, and "new proposal from an expired policy".
Regulator tools: health blacklist, fine matrix, claim-utilisation reports with Central Bank claim-file submission, and active-policy search.
Group Medical (SME)
Quote, bind and run a company's staff medical cover end to end, with one screen per file.
“Every plan from every network administrator, side by side, for each class of staff.”
A new group quote from head-counts or an uploaded staff list. The company is picked from Corporate Customers.
An options view with every plan under every network administrator for each employee class, plus "whole group on one plan". It comes with a customer-facing options PDF.
The customer's choice becomes the firm quotation.
A "what's missing" card on every file, with a "Fix it" link that jumps to the exact field. No wizards, no spreadsheets.
Underwriting referrals with reasons. Loadings stay within set limits.
Bind and pay behind a compliance gate: pay-by-link or bank transfer with four-eyes checking, then policies issued per region.
Members after issue: additions, deletions and changes with price previews, administrator enrolment files and continuity certificates.
Monthly billing done for you: debit and credit notes, VAT, lives counts and broker commission adjustments.
Renewals with the regulated cap applied automatically.
Product setup: versioned rate cards, plan catalogue, Table of Benefits catalogue and regulator approval numbers per plan.
Hospital networks as live data
Hospital networks held as dated, searchable data instead of spreadsheets: thousands of facilities, each network clean and single.
Network Guide: pick a plan, see its network, and search hospitals by emirate, type or area, including "near me".
Import wizard for the monthly network file: preview the changes, apply, and undo if needed.
Individual and family medical, end to end.
Group (SME) follows the same engine: options, firm quote, compliance gate, policies per region, monthly billing.